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Progressing J&K: Tejaswini Scheme helps young JK women to set-up gainful self-employment ventures

2022-06-21 00:00:00

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Tejaswini Scheme is providing financial assistance to the young women of J amp;K for setting up gainful self employment ventures, suited to their skills, training, aptitude and local conditions.To empower and encourage women for income generation for activities either in manufacturing service trading small business etc, J amp;K Government is facilitating soft finance for setting up new unit enterprise or for expansion modernization of existing Unit. Pertinently, the scheme launched by Lieutenant Governor, Manoj Sinha, in June, 2021 is a start up funding programme for adolescents and young women of the UT making them empowered and self dependent through their own business ventures. The broad aim of the scheme is to provide financial assistance to the young women of 18 to 35 years of age for setting up gainful self employment ventures, suited to their skills, training, aptitude and local conditions.Under the scheme, female entrepreneurs shall be facilitated to avail financial assistance under Mudra from J amp;K Bank to the extent of Rs 5 lakh. Mission Youth, J amp;K shall provide an amount of Rs 50,000 or 10 of project cost as subsidy. Besides, interest component of the loan shall also be sponsored by Mission Youth as special incentive and repayment of loan will technically be interest free for the young female entrepreneurs who apply for assistance under the scheme.The scheme intends to provide assistance to all eligible young women who are domiciles of J amp;K and have a qualification of matriculation and above.

It will also cater to enterprises where women entrepreneurs hold not less than 50 of financial holding, besides providing assistance to set up women centric businesses and micro start ups.In view of low participation of women in various entrepreneurial and livelihood generation activities, Mission Youth has conceptualized this scheme for young women of J amp;K to uplift status of women in the society.

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